Personal Accident

Personal Accident Insurance plan, is an affordable form of accidental death, disability and accident medical expense insurance.

In the event of an injury, the medical expenses are covered up to a specified maximum likewise death and disability.

It is designed for sporting teams, schools, employees, association and individuals.

You can specify your maximum payout for Accidental death or permanent and temporary disability .

Accidental death, dismemberment, lost of sight speech and hearing with permanent total disability (AD&D)

This benefit pay a lump sum of money to the beneficiaries of the insured person in the event of an accidental death, it also pays a sum of money if the insured becomes totally disable as a result of an accident, in addition it also pays an amount of money if the insured is dismembered.

Accident medical expense reimbursement (AMER)

AMER is an accident medical expense reimbursement benefit that takes care of all medical expenses resulting from an accident up to the amount covered under this benefit.

Accident and Sickness disability income

This benbefit pays a weekly income if the insured person becomes disable resulting from an accident or sickness, the disability benefit pays up to a maximum of 24 months if the insured continues to be disable.

Weekly Accident and sickness in hospital income

This benefit pays a weekly income for the length of time that the insured is hospitalized for a maximum of one year, it also has a convalescent care feature that pays an additional 50% of the weekly income.

Surgical expense reimbursement

This benefit reimburses a percentage of the insured surgical expenses

Lifetime income accident annuity plan with accidental death and dismemberment

This benefit pays a monthly income to the beneficiaries of the insured person in the even of death caused by accident, or to the insured person if they become dismembered or permanently disabled as a result of an accident.

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